SEPA direct debit is a popular payment method in Europe and is available in coapp through Stripe payments.

There are three important aspects to consider:

Under EU law, customers in the Eurozone can request a refund of a SEPA direct debit payment within 8 weeks of the transaction — without providing any reason.

This creates a potential risk for payments that were already received.

In Stripe, SEPA chargebacks are handled as disputes.

You can review disputes in your Stripe dashboard here:

https://dashboard.stripe.com/disputes?statuses[0]=lost

Make sure to monitor disputes regularly to reduce financial risk.

When you create a new coapp account and start accepting SEPA direct debit payments via Stripe, default limits apply:

These limits typically increase quickly as you process more successful SEPA payments.

If you require higher limits, contact Stripe directly:

https://support.stripe.com/questions/sepa-direct-debit-transaction-limits

SEPA direct debit must be activated individually for each community.

To activate SEPA for your community, please contact the coapp technical support team.

You no longer need to manually enable SEPA inside your Stripe account.

Requirement: Your Stripe account must be fully set up and connected to your coapp community before SEPA can be activated.

When using SEPA direct debit via Stripe in coapp, it is important to consider:

Taking these aspects into account helps prevent payment issues and onboarding problems.